Vantage Personal Checking

Account Details

Make a monthly direct deposit of $250 or more, or an average daily balance of $1,500, and never pay a monthly service charge on this basic account that includes a debit card and access to online and mobile banking.

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Minimum initial deposit

$100

Vantage Debit Mastercard® + 50,000+ Surcharge Free ATMs

Use your Vantage Bank Debit Mastercard to make purchases anywhere Mastercard is accepted worldwide. Your Vantage Bank Debit Mastercard or ATM card can be used to access your funds from over 50,000 Allpoint® ATMs worldwide at no charge (1). Many Allpoint ATMs are conveniently located in stores near you. Purchases made with your Vantage Bank EMV Debit Mastercard® are withdrawn from the same account whether you choose debit or credit. If you process a transaction with your card in a currency other than US Dollars, Mastercard will convert the charge into a US Dollar amount.(2) In the event that your card is lost, misplaced, or stolen, contact Vantage Bank as soon as possible at (800) 472-3272.

Find an ATM near you

Robust & secure mobile and online banking

Vantage Bank's Online Banking is the easy and secure way to manage your accounts. Our powerful system allows you to see account balances and real-time transactions, transfer funds between Vantage Bank accounts, place stop payments, and download transactions to personal financial applications like Quicken®, Mint®, and others. Online Banking is protected by robust security and multi-factor authentication. With Vantage Bank's Mobile Banking, you can manage your account from wherever you are. Deposit checks, manage debit card usage with CardValet®, login with Touch ID, make person-to-person payments with Popmoney®, transfer funds between your Vantage Bank accounts, and more

Account Alerts

With secure alerts from Vantage Bank, you know the moment something important happens with your account. It's easy and it’s free! (3)

Online Bill Pay

Schedule and manage your bills in one convenient system with Online Bill Pay. You have the option to receive bills in your Online Bill Pay system, review charges, select an amount to pay, and use flexible scheduling options to set up single or automatic recurring payments. All payments are guaranteed to arrive on time or Vantage Bank will refund any late fees and finance charges. You’ll also have the option to set up electronic billing notices for participating payees.

Overdraft Program

Vantage Bank offers two optional overdraft protection programs, including:

  • Overdraft Privilege
    Allows Vantage Bank to pay transactions that would overdraw your account due to insufficient funds rather than returning the items unpaid.
  • Overdraft Protection Transfer
    Allows Vantage Bank to pay overdraft transactions by transferring funds from a linked account.

You'll opt-in or out of these programs when opening your account and can update preferences at any time.(4)

Contact a Vantage banker

We're here to help guide you to the account that will best match your goals and get it set up and ready in no time.

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