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Basic requirements for opening a bank account may include:

• At least one form of government-issued photo identification, such as a valid driver’s license or passport.
• Social security number or individual taxpayer identification number.
• Full contact information such as address and phone number.
• A minimum deposit of $100.00

Additional information may be requested, including your:

• Employer
• Occupation
• Annual gross income
• Country of birth

Please contact your local Vantage Bank branch for full details.

Please report a lost or stolen debit card to Vantage Bank immediately by calling 1-866-580-7262 so your card can be canceled to reduce potential losses. If you don't know your card number, a representative will help locate it once you have completed our identity verification process.

Vantage Bank makes ordering checks convenient and secure through our partnership with Deluxe. Choose from hundreds of designs, covers, stamps, and other accessories that showcase your personal style. To order checks online, you will need the following information:

• Routing/ABA number: 114915272
• Your Vantage Bank account number
• The starting # for your next check

Order Checks

To order directly from Deluxe, please call (877) 838-5287 for personal check reorders. For small business reorders, call 800-328-0304. You may also contact a Vantage Bank representative at 1-866-580-7262 to assist you. Your account will be debited for any charges associated with your check order.

Vantage Bank is committed to keeping your accounts secure through every means possible, including, but not limited to, the measures listed below.

FDIC Insurance

The standard FDIC insurance amount is $250,000 per depositor, per FDIC-insured bank, per account ownership category. Examples of ownership categories include a single account, joint account, trust account or corporate account.

Sophisticated Technology Monitoring Techniques

Intricate firewalls and other methods of securing customer data to include multifactor authentication, encryption, privacy policies and training, anomaly detection, and more, including:

• Encryption
• Authentication
• Secure Messaging
• Limited Login Attempts

Account monitoring

Our company monitors online account activity for potential fraud.

Anti-virus and anti-malware protection

These programs help detect and prevent viruses and malicious software. Banks use up-to-date programs to weed out malware and prevent viruses from spreading.

Firewalls

Firewalls screen data coming in and out of computer networks, blocking unauthorized access and stopping traffic from unsafe internet sources.

Firewalls screen data coming in and out of computer networks, blocking unauthorized access and stopping traffic from unsafe internet sources.

SSL encryption creates a secure connection with your browser when you log in, fill out an application, register for services and more. And although the technology is sophisticated, it’s easy to make sure that SSL encryption is active on the page you’re using. Just look for the lock symbol at the lower right-hand side of the page or look for https:// at the beginning of the page’s URL/web address.

Cookies

By placing a cookie (a piece of text stored on a user’s computer by their web browser) on your computer after your initial login, banks can then recognize or authenticate your computer when you log in to your account again. If you use a new computer to log in to your account—or you erase your cookies—you will be required to enter additional information at the time of your next login.

Multi-factor authentication measures

Multi-factor authentication can take many forms and requires the use of two or three different authentication factors. For example, you likely enter a password or PIN when you log in to your bank’s website. If the site needs additional verification from you, it may prompt you to answer a question that only you know the answer to or send a security code to a device that you’ve registered. This is also known as 2-factor or multi-step authentication.

Credential confidentiality

Banks do not share your usernames or passwords with anyone. (And you shouldn’t either.)

Automatic logout

Most banks automatically log you out of your secure session after a period of inactivity to help prevent others from seeing or using your online accounts.

Limited liability

Most banks offer some type of security guarantee. Depending on the terms of the policy, your liability for unauthorized transactions is limited. In other words, if you report unauthorized transactions on your account in a timely manner, the charges may not be your responsibility.

Online and Mobile Security Guarantee

You will not be liable for any unauthorized online or mobile banking transaction as long as you report the unauthorized transaction within 60 days from when your statement is made available.

Fraud Alerts

Monitoring customer accounts for signs of unusual activity serves as an important asset protection tool because it helps banks catch fraudulent and unauthorized use quickly. The banks use fraud alerts to notify customers that their accounts might have been compromised.

ACCOUNT PROTECTION SERVICES

Identity Theft Protection | Vantage Bank

CardValet® | Vantage Bank

To access your accounts online, visit our website www.vantage.bank and select SIGN UP.

After selecting sign up, a message will display advising you are entering a third-party website, Select PROCEED.

On the Enrollment Screen, select the Type of Account and enter your Account Number, Social Security, PIN and email address.

Final steps include accepting the Terms and Conditions, establishing your credentials (username and password), and setting up three Challenge Questions.